Democratising UK Corporate Intelligence
Our mission is simple: to provide valuable, institutional-grade insights that facilitate informed business decisions using our free database of credit information for UK-based companies. We believe small business owners, freelancers, and compliance teams shouldn’t have to pay massive subscription fees just to protect their cash flow and mitigate B2B financial risk.
Our expert insights are driven by advanced models devised by financial professionals with decades of tier-one financial services and quant experience.
What Makes Company Credit Insight Different?
- Zero Cost: Our models are entirely free to use. Why would you pay upwards of £20 for a corporate risk report from a traditional provider when you can access predictive credit analytics here for free?
- Complete Transparency: Traditional credit agencies use “black box” methodologies. Our model uses advanced analytics, but it is a completely open book. We don’t just give you a number; we show you why.
- Inbuilt Corporate Structure Navigation: True risk assessment requires looking beneath the surface. Our reports map deep corporate networks, meaning shell companies, parent entities, or child networks that own other businesses are explicitly mapped and referenced.
- Late Payment Data: We give you enterprise late payment disclosures.
Under the Hood: Our Survival-Based Credit Model
Instead of relying on static, outdated scores, we use a sophisticated survival-based predictive model.
Our algorithm dynamically groups similar businesses together based upon their SIC code (Standard Industrial Classification). From there, we determine with strict mathematical rigour the exact economic drivers that cause companies within that specific sector to fail or thrive. Your final corporate score (scaled between 0 and 100) is a direct reflection of this rigorous survival analysis.
Transparent Drivers & Short-Term Adjustments
We believe in total transparency, which is why our reports explicitly share the weight and influence of each individual financial driver behind the final score.
Furthermore, because a company’s cash runway and liquid assets are critical to day-to-day operations, our core survival model applies a real-time adjustment. This adjustment accounts for the highly volatile, short-term nature of doing business, matching long-term viability with immediate cash health.
To ensure maximum accuracy, our entire database and risk models are fully recalculated and updated monthly, around the start of each month.
Let’s go – generate a report – for free
Contact
Please reach out to us at info@companycreditinsight.co.uk